None of the services provided by us shall be considered investment or financial services in accordance
with applicable laws. Hantec Challenge (“Hantec”) does not give or provide to you any guidance, instructions
or information about how or in which manner you should perform transactions when using the services or
otherwise, or any other similar information about the financial instruments traded, nor does Hantec accept
any such guidance, instructions, or information from you. None of the services constitute investment advice
or recommendations. No employees, staff, or representatives of Hantec are authorized to provide investment
advice or recommendations. Should any information or statement of any employee, staff, or representatives of
Hantec be interpreted as investment advice or recommendations, Hantec explicitly disclaims that this is not
its investment advice or recommendations and shall not be responsible for them.